Lending & Borrowing Agent
The Lending & Borrowing Agent helps you earn passive income by lending your crypto or take out loans using your crypto as collateral all with simple, natural language commands.
What It Does
You might say:
“Lend 1000 USDT for interest” or “Borrow 2 ETH using my BTC”
The agent figures out the best way to do that across popular DeFi platforms like Aave, Compound, or MakerDAO, and handles everything for you behind the scenes.
Lending Made Easy
When you ask to lend tokens like USDT:
The agent picks the best protocol for you (e.g., Aave on Polygon for low gas fees).
It checks if you need to approve the lending contract to use your USDT.
Then it sets up and sends the deposit transaction.
After that, it shows you:
The interest rate you'll earn (APY)
How to track your earnings over time
Any extra benefits (like bonus tokens from the platform)
You don’t need to understand lending pools or protocols the agent handles it and explains everything in plain English.
Borrowing Simplified
When you ask to borrow tokens:
“Borrow 2 ETH using my BTC”
Here’s what the agent does:
Checks your wallet to see if you have supported collateral (e.g., WBTC).
Calculates how much you can safely borrow based on the value of your collateral and the risk of liquidation.
Suggests the best terms:
“You can safely borrow up to 2.5 ETH with your 1 WBTC. I’ll proceed to borrow 2 ETH on Compound.”
Handles approvals and transactions, just like in lending.
Confirms once everything is done, with details you can verify on-chain.
Safety First
The agent also looks out for your safety:
It warns you about liquidation risks, such as when prices move against your position.
Example:
“If ETH goes up too much compared to BTC, your position could be liquidated. You may want to add more BTC or repay part of your loan.”
In the future, the agent will even be able to monitor and adjust your positions automatically, but in early versions, it focuses on educating and guiding you.
Bonus Rewards
Many lending platforms give you extra tokens just for participating:
The agent tells you if you're earning things like
COMPorAAVEtokens.It also explains tokens like aTokens or cTokens (receipt tokens you get when lending), so you always know what’s in your wallet.
Why Use It?
Normally, using DeFi lending platforms means:
Picking a protocol manually
Managing approvals and collateral
Tracking prices and risk
The Lending & Borrowing Agent does all that automatically, using natural language, real-time blockchain data, and smart decision making. It turns a complex DeFi process into a one-click experience.
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